Breast Reconstruction: Why Going Out-of-Network Might Work for You
by Andrea Smith, February 2018
A diagnosis of breast cancer turns a woman’s life upside down. Despite roiling emotions, she must make crucial decisions about treatment and figure out how to manage her life in the face of a new reality. Not least among her concerns are the financial ramifications of her illness, particularly if she will need a mastectomy. Will her insurance cover reconstruction? The surgeon, the anesthesiologist, the hospital, the lab? Procedures on the healthy breast to ensure symmetry? What if she elects to have reconstruction at a later date? What if her preferred surgeon is not in her insurer’s network? I have worked with multiple in-network and out-of-network plastic surgeons in the past and I.m currently Practice Manager for Breast Reconstruction Specialist Dr. Constance M. Chen. I believe that the most important information is that all insurance policies will cover – in fact, must cover – breast reconstruction if it covers mastectomy.
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